Loans and scholarships in Africa’s higher education finance: a comparative analysis of capitation, policy and recoveries in eleven countries.
Date
2022-10-05
Authors
Nayame-Chirwa, Ireen
Masaiti, Gift
Mwale, Nelly
Mkandawire, Sitwe Benson
Mulenga, Innocent Mutale
Sichula, Noah Kenny
Journal Title
Journal ISSN
Volume Title
Publisher
British Journal of Education, 10(16), 67-88
Abstract
This article is a comparative analysis on financing of higher education in eleven
African countries; Botswana, Ghana, Kenya, Lesotho, Malawi, Namibia, Rwanda, South Africa,
Tanzania, Uganda, and Zambia. Existing trends and practices on loans and scholarships in
relation to capitation, policy and recoveries were compared in the eleven countries that were also
member state countries to the Association of the African Higher Education Financing Agencies
(AAHEFA). Data was collected at the 2019 AAHEFA conference held in Lusaka, Zambia, where
eleven chief executive officials or their representatives from country loans and scholarship related
institutions shared comprehensive reports related to funding of higher education in the eleven
countries. The data collected was analysed thematically. The article shows that the eleven African
countries shared several similarities and differences ranging from management structures,
education prioritization, capitation, recovery methods and policies. High demand for student
funding against limited resources and loan recovery methods were among the emerging
similarities. The differences included variations in funding patterns, policy differences among
funding agencies and nebulous management structures. It argues that since most of these loans
boards are in their infancy, they needed to learn very fast on how to manage granting and recovery
of loans
Description
Article
Keywords
, Higher education. , Financing. , Scholarships. , Government loans. , Government bursary.
Citation
Chirwa, I.N., Masaiti, G., Mwale, N., Mkandawire, S.B., Mulenga, I.M., Sichula, N.K. (2022). Loans and Scholarships in Africa’s Higher Education Finance: A Comparative Analysis of Capitation, Policy and Recoveries in Eleven Countries. British Journal of Education, 10(16), 67-88. DOI: https://doi.org/10.37745/bje.2013/vol10n166788